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Property Spotlight
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Ducktown, TN
For Sale
$1,750,000
5 Beds / 4 Baths
| \"Own the Whole Mountain\" Breathtaking 360 degree views from this Mountain Top 51 acre Estate with an elevation of over 2543 ft. Estate encompasses the whole Mountain... more >>
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Cherry Log
For Sale
$1,259,860
0 Beds / 0 Baths
| Real Estate at its best! This is a beautiful Cherry Log property!.. more >>
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Blue Ridge
For Sale
$995,000
0 Beds / 0 Baths
| The last best lot on Blue Ridge Lake. Deep water andin a gorgeous prestigious gated mountain lake community. Don''t let this get away. Septic in place for 3BD... more >>
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Blue Ridge, Ga
For Sale
$699,000
8 Beds / 8 Baths
| Real Estate at its best! This is a beautiful Blue Ridge property!.. more >>
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Epworth
For Sale
$654,000
0 Beds / 0 Baths
| Gentle to Rolling acreage tract of 54.5 acres and one of the highest elevation points in the Epworth & Mobile Valley area... more >>
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Morganton
For Sale
$499,000
4 Beds / 2 Baths
| DEEP WATER Blue Ridge Lake Cottage with mountain views on a gentle sloping lot with rocked pathways & towering shade trees... more >>
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Mineral Bluff
For Sale
$395,500
3 Beds / 4 Baths
| Custom Built to enjoy the creek frontage w\/ all rooms opening to the expansive covered porches overlooking Hothouse Creek. This 3BD\/3... more >>
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Blue Ridge
For Sale
$349,000
3 Beds / 3 Baths
| Mountain Tops of Blue Ridge with a great mountain view. 3BD 3BA with screened porch and hot tub for taking in the views... more >>
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Ellijay
For Sale
$347,820
0 Beds / 0 Baths
| Top of the Mountain Tract approx 2500 ft elevation consisting of 57.97 Acres of amazing long range year round mountain views, beautiful mature hardwoods, and abundant wildlife... more >>
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Turtletown, TN
For Sale
$300,000
3 Beds / 3 Baths
| Real Estate at its best! This is a beautiful Turtletown property!.. more >>
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Morganton
For Sale
$249,000
3 Beds / 2 Baths
| Real Estate at its best! This is a beautiful Morganton property!.. more >>
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Blue Ridge
For Sale
$199,999
2 Beds / 2 Baths
| Real Estate at its best! This is a beautiful Blue Ridge property!.. more >>
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Mineral Bluff
For Sale
$180,000
0 Beds / 0 Baths
| Real Estate at its best! This is a beautiful Mineral Bluff property!.. more >>
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Blue Ridge
For Sale
$159,900
0 Beds / 0 Baths
| Looking for a Fisherman''s Paradise on the Toccoa River, a State renowned Trout Steam, Look no further. Lot 7 is 2.3 acres & Lot 8 is 2... more >>
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Blue Ridge
For Sale
$159,900
0 Beds / 0 Baths
| Looking for a Fisherman''s Paradise on the Toccoa River, a State renowned Trout Steam, Look no further. Lot 7 is 2.3 acres & Lot 8 is 2... more >>
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Talking Rock,Ga
For Sale
$159,000
0 Beds / 0 Baths
| Creek Front Lot in the Premier Gated community of Mountain Creek Hollow with over 300 ft on Noisy Fausett Creek with a paved drive into property... more >>
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Morganton
For Sale
$154,900
2 Beds / 2 Baths
| Long range mountain view from this adorable cabin with cathedral ceilings, a rocked wood burning fireplace featuring 2 bedrooms and 2 baths, large closets, stainless steel appliances, all wood .. more >>
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Morganton, Ga
For Sale
$149,900
3 Beds / 2 Baths
| Real Estate at its best! This is a beautiful Morganton property!.. more >>
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Ellijay
For Sale
$144,900
2 Beds / 3 Baths
| Exceptionally maintained fully furnished cabin with 2BD, 2... more >>
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View All Our Picks >>
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TOPICAL REAL ESTATE DICTIONARY
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Top 20 Terms
amortization
The process of
paying the principal and interest on a loan through regularly scheduled
installments. Initially, most of each payment is applied toward interest owed,
and later in the loan term increasingly applied toward
principal.
appraisal
An opinion of the value of a property at a given point in
time.
closing
The final procedure in which documents are signed and recorded and
the property is transferred.
comparative
market analysis
An estimate of the value of a
property based on an analysis of sales of properties with similar
characteristics.
credit
report
A detailed account of an individual's
credit, employment, and residence history. A lender uses this report to
determine a loan applicant's creditworthiness.The three largest credit bureaus
are Trans Union Corp., Equifax, and Experian (formerly TRW).
disclosure
A statement to a
potential buyer listing information relevant to a piece of property, such as the
presence of radon or lead paint.
escrow
A neutral third party
holds documents and money for a real estate transaction and ensures that all
conditions of a sale are met. Also refers to a special account that a lender
uses to hold a borrower's monthly payments on property taxes and
insurance.
home
inspection
An examination of a home's
construction, condition, and internal systems by an inspector or contractor
prior to purchase.
homeowner's
insurance
This insurance includes hazard
coverage for any damages that may affect the value of a house, in addition to
personal liability and theft coverage.
interest rate
The fee,
expressed as a percentage, charged for a loan. The interest rate also helps
determine the monthly payment. For adjustable-rate loans, the interest rate may
change from its initial level.
mortgage
In casual use, a sum
of money borrowed to purchase a home at a certain interest rate using the
property as collateral. In formal use, a mortgage is the legal document that
pledges property as collateral for a loan.
multiple listing service (MLS)
A service that combines listings of all available homes in an area
into one directory or database, with the exception of For Sale By Owner (FSBO)
properties.
point
An amount equal to 1 percent of the loan amount. Points may be paid
by the borrower at the time the loan is made to get a lower interest rate.
Lenders offer various rate/point combinations.
prequalification
A lender's
preliminary assessment of a buyer's ability to pay for a home, and an estimate
of how much the buyer may borrow.
property
tax
Tax paid on privately owned property.
Property taxes are usually paid semiannually, or monthly if the lender requires.
The amount is based on local tax rates and assessed property
value.
purchase
agreement
A document that details the purchase
price and conditions of the transaction.
refinancing
The process of
replacing an older mortgage with a new mortgage that has better
terms.
title
The legal document conferring ownership of a piece of real
estate.
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